Confused? We’re here to help
Universal Credit (UC) is a major government change which will be introduced in the Wakefield area from 18th April 2016. It will be rolled out across the country by 2017.
If you are on a low income and claiming benefits then UC is going to change the way you receive your money.
With UC you will need to budget your money on a monthly basis – and Cash Wise is here to help.
- Budget your money
- Support is available
- Ask us for advice
Universal Credit will replace six working age benefits with a simple, single monthly payment similar to a monthly working wage. The six benefits being replaced are:
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support (IS)
- Child Tax Credits (CTC)
- Working Tax Credits (WTC)
- Housing Benefit (HB)
People of pension age will not be affected.
Universal Credit will be paid directly to one member of the household into a bank, Building Society or credit union account once per month
Download our factsheet here.
What are the key features of Universal Credit?
- Universal Credit payments will reduce gradually as earnings increase so people won’t lose all their benefits at once.
- If you are required to make a claim for Universal Credit, then the first stage is to make an online claim. No paper form will be available.
- When you make a claim, you will be asked to input your personal details including your National Insurance Number.
- Support will be in place for those who are unable to use or access the internet.
- The second stage is to go to a face-to-face interview at a Jobcentre Plus office.
For more information on Universal Credit visit: www.gov.uk/universal-credit